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New insurance for cosmetic surgery and travel

International Society of Aesthetic Plastic Surgery

The International Society of Aesthetic Plastic Surgery (ISAPS) offers insurance underwritten by Lloyd’s of London. This complications insurance for cosmetic surgeons globally is to help protect their patients. Surgery Shield is only available if the surgeon is a member of ISAPS  and is only sold to the surgeons, not the patient.

 

A new insurance product for patients is about to be launched.  Cover will include travel insurance and will respond in cases of complications from cosmetic surgery either at home or abroad.  This new insurance requires that patients are screened at home before travelling abroad for surgery to be sure they are appropriate candidates for the procedure they seek. The intention is that a consultation with a surgeon at home will provide counselling against travel for complicated surgical procedures. The insurance will only respond if surgical complications of surgery by one ISAPS member surgeon are treated either by that same surgeon or by another ISAPS member surgeon.  A patient requiring remedial or corrective treatment once back in their country of residence will be directed to an ISAPS surgeon approved to carry out the specific treatment indicated.

 

Although the organization has 2000 members, the drawback is that less than 1% of cosmetic surgeons in the world are ISAPS members. Also, complications are not malpractice.  Complications can result in hematomas, post-surgical infection, slow wound drainage or healing problems, tissue necrosis, or suture dehiscence. Some complications have very poor or no resolution and these results can never be corrected.
Medical travel insurance news: 19 August 2011