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Explosion in 85 plus year olds will have massive long term care funding burden

Partnership Assurance

A massive explosion in the number of people living to 85 and beyond will put huge pressures on workers and state funding for the long term care of older people in the next 20 years, according to an analysis of Office of National Statistics (ONS) data by retirement solutions specialist Partnership.


The analysis suggests that in some council areas, for every 2 people of working age there will be 1 person in retirement. In others, for every 4 people aged under 16 who will enter the workforce there is 1 person aged over 85.


In 2010 Christchurch, in Dorset, is identified as the council with the oldest population, with 3 retired people for every 5 in work. Christchurch people aged over 85 currently make up 1 in 6 people in retirement.


Chris Horlick of Partnership says, “This analysis presents significant funding issues as there will be far fewer young people entering the working population to fund the retired population through direct taxation. The impact of our ageing population on the oldest councils will be extreme. We must ensure that people are making sufficient provision for their long term care funding.”


Long term care: News update: 19 August 2010


Related links


  • Find out more about long term care insurance


  • Enquire about long term care insurance