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Skandia critical illness claims figures

Since the launch of Skandia’s critical illness contracts in 1991, a total of 2033 claims have been paid with the total payout now £195 million. Overall, 89% of claims have been paid, with 2% being declined due to non-disclosure and 9% declined due to the definition of illness not being met.
Cancer remains the most common condition, accounting for 51% of claims. This is followed by heart attack (13% of claims) and death claims under critical illness policies at 13% of claims. 
Fifty-eight per cent of female cancer claims were for breast cancer. Fifteen per cent of male cancer claims were for prostate cancer, the majority of these (59%) for low-grade prostate cancer. This continues to be covered under all Skandia critical illness policies with a partial payout of the lower of £10,000 and 20% of the sum assured.
Critical illness: News update: August 2007
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