Each year UK citizens make 60 million trips abroad for holidays, business and to visit family and friends, mostly to destinations in Europe, the US and Australia. However, even these seemingly safe destinations are fraught with danger.
Travellers to the US run the risks of volcanic eruptions, hurricanes, earthquakes and tornadoes, while animal bites and shark attacks await visitors to Australia and South Africa. Avalanches and skiing accidents, road traffic accidents and food poisoning are all risks facing holidaymakers in Europe.
Lloyd’s underwriters provide specialist insurance to cater for the more adventurous travellers, as well as providing protection for company employees business and personal travel.
PJ Hayman & Co has worked with Lloyd’s insurers to develop cover for people with pre-existing medical conditions like cancer, and those travelling abroad for medical treatment.