Travel insurer InsureandGo has identified the top five skiing insurance claims and estimates that their value totalled some £66m.
By far the greatest estimated number of claims was for medical problems such as injury or illness, totalling nearly 89,000 – or over two-thirds of the total claims. The next biggest area was compensation for skiers’ ‘ski packs’ – the cost of the ski school or instructor that comes with their holiday – which accounted for over 30,000 claims. ‘Ski pack’ claims are typically due to skiers being unable to take advantage of the ski school or instructor because they were injured or ill.
In terms of the value of these claims, those linked to medical treatment were estimated to be around £61.3 million, followed by £3.1 million for ski pack compensation. The value of the average medical-related claim was around £690. Most skiing claims come from travellers in France, followed by Austria and Switzerland.
Gary Lockett of InsureandGo comments: “Medical problems are by far the biggest risk when it comes to skiing holidays. Many of these are due to injuries caused on the slopes which can be very expensive to put right, especially if you are unable to take yourself off the mountain.”
Travel insurance: News update: 07/04/2009