AEGON Scottish Equitable has added five more illnesses, taking the total number of conditions covered to 36. In addition, the company has improved three illness definitions.
The additional illnesses covered are:
- Rheumatoid Arthritis
- Open Heart Surgery
- Primary Pulmonary Hypertension
- Systemic Lupus Erthematosous
The three conditions that have new definitions are:
- Heart Attack
- Third Degree Burns
It has also extended the maximum term on its guaranteed rates from 25 years to 40 years. In the current climate of uncertainty and affordability of mortgages, more people are looking for mortgage deals over longer terms.
Guaranteed rates have also been introduced for stand-alone Critical Illness cover with no premium increases throughout the lifetime of the policy.
There will also be a new 24-hour helpline run by Care First. The new facility will offer a variety of services, including counselors trained to deal with a wide range of issues such as bereavement and support to those diagnosed with critical illnesses such as cancer. Other issues such as anxiety, depression or stress, family issues, relationship breakdown etc will also be covered by highly trained counselors. This service will be available free of charge to all policyholders and their families whenever they need them, not just at the point of claim.