As summer approaches and Scots start to head abroad for their summer break, new research by Bank of Scotland reveals that one in ten Scots suffered a medical problem or emergency. More worryingly, half of those who have suffered an incident abroad did not have travel insurance in place at the time. The study reveals that one in five sun-seeking Scots have travelled abroad without insurance in the last six years. While some of this year's holidaymakers are planning to delay their insurance arrangements to the last minute, past experience suggests that many simply won't bother.
Who can you complain to about private hospital care?