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International health insurance vital for peace of mind

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International health insurance is still highly valued by expatriates, according to new research from MediCare International.

 

70 per cent of respondents in its recent survey said that international health insurance offered value for money, while 95 per cent claimed it was vital for their peace of mind.

 

Chronic care came top on the list of essential cover options, and director David Pryor, explains why.

 

“Many international healthcare policies will only cover costs while the client is hospitalised; as soon as the patient is released and the initial illness treated, cover against the cost of ongoing medication can cease. That’s why cover for chronic costs has always been high on our list of priorities,” he says.

 

The second most sought-after criterion was a full refund of medical costs with no excesses, and this was followed by a guaranteed renewal of policy.

 

People indicated that well-being checks remain the biggest single omission from options available on policies. Nearly a third said they would decline any policy that did not offer some level of war cover.

 

The survey revealed that both people are looking for flexible cover offering both bespoke and personalised options.

 

Insurance News 05 Sep 07

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Term Life insurance : News update: September 2007