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New individual private medical insurance plan from BCWA.

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Health insurer BCWA has launched Personal Health, a new Individual Private Medical Insurance plan.
 
It is flexible and affordable while making the claims process simpler for members by removing the paperwork burden.
 
A new claims handling and customer care system, Service+, helps lower prices. Service+ provides personal service and agrees claims over-the-phone, so removing the uncertainty and stress that is often experienced by people as they wait to find out if their claim will be covered. The Service+ process arranges for customers to use hospitals within 35 miles of their homes.
 
Personal Health is a Choice of Cover health insurance product with five options.  These include outpatient tests and consultations; acute surgery; complementary therapy; treatment for cancer and heart conditions; and dental and optical.
 
A low claims discount will reward long-term customers who make few claims.  The scheme works by providing all new members with a discount of at least 25% which is then increased by 5% for each year that their claims amount to less than a third of their premium, to a maximum of 50%.  If claims are higher than 66% in any year, members lose 10% of their discount.
 
Information on this product is not yet available on the BCWA web site.
 

Related links

 
 
 
 
Private medical insurance : News update: June 2006