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MRL Insurance: Insure-All

 

Company:

MRL Insurance

Product category:

Travel Health Insurance

Sub-category:

Travel insurance for those with existing health problems

 


 

Product profile
 

Description

  • Travel insurance for those with pre-existing conditions, with no extra charges and no higher excesses for people aged under 80

  • No need to make lengthy, expensive and occasionally embarrassing phone calls to establish whether your medical condition is covered 

  • Single trip or annual

  • Single trips up to 18 months

  • Annual up to 93 days per trip and 183 in total

  

Age

  • 18 - 79 annual
  • 18 - 89 single trip

 

For those 80 and over - only for single trips up to 31 days (Europe) or 24 days (Worldwide including USA & Canada) per trip with NO cover for any pre-existing medical conditions.

 

A Pre-existing Medical Condition is:

  • Any past or current Medical Condition that has given rise to symptoms or for which any form of treatment or prescribed medication, medical consultation, investigation or follow-up/check up has been required or received during the 12 months prior to the commencement of cover under the policy and/or prior to any Trip: and

  • Any cardiovascular or circulatory condition (e.g. heart condition, hypertension, blood clots, stroke, aneurysm) that has occurred at any time prior to the commencement of cover under the policy and/or prior to any Trip.

 

Important areas covered with limits shown

  • Cancellation/curtailment - £5000

  • Emergency Medical/Travel expenses - £10 million

  • Personal Liability - £2 million

 

Assistance

  • 24/7 helpline

 

Other cover

  • Money

  • Passport

  • Personal assistance

  • Emergency dental treatment

  • Missed departure

  • Travel delay

  • Luggage delay

  • Hijack

  • Mugging

  • Disaster

  • Personal accident

  • Legal protection

  • Home country cover

  • Hospital daily benefit


Not covered

  • Some sports and activities
  • Some pre-existing medical conditions

 

Options

  • Baggage/personal effects
  • Winter trips
  • Europe or Worldwide

  • Golf

  • Timeshare

  • Business


 

Last updated: 9 August 2011