Karma Insurance : Senior Citizen

Product profile

Description

For

• Lower age limit 70
• Upper age limit none
• Includes those with pre-existing medical conditions or disabilities

• If you have a medical condition stabilised by drugs - insured at normal terms if you can agree their declaration

• Online medical underwriting is available if you cannot agree a Declaration and this does not always result in an extra premium

• This can be your partner or a travelling companion who is not related

• Individual Underwriting means you are not penalised twice if only one traveller has a medical condition

Important areas covered with limits shown

• Cancellation/curtailment
• Personal possessions
• Emergency medical/travel epenses
• Personal liability  

Limits vary by age and type of policy

Assistance

• 24/7 Emergency Services from International Medical Rescue

Other cover 

• Money
• Hospitalisation cash
• Personal Accident
• Missed departure
• Travel delay
• Passports tickets and documents
• Overseas legal fees
• Withdrawal of services
• Hi-jack
• Mugging
• Catastrophe
• Complete Traveller Protection

Benefits

• A discount of 10% for 2 people travelling together
   

Options

• Travel legal expenses
• Winter sports with search and rescue
• Golf
• Business

Last updated: 24 October 2010