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Free Spirit : Free Spirit Annual Multi-Trip


Product profile

 

Description

Travel insurance for a year for individual trips up to 31 days.

For

  • Lower age limit 18
  • Upper age limit 79
  • With a pre-existing medical condition - defined as:
a. Any respiratory condition (relating to the lungs or breathing); any heart, circulatory, kidney, liver or cerebal condition; any stroke or central nervous system disorder; for which you have ever received treatment.
b. Any cancer for which you have received any diagnosis or treatment within the last five years.
c. Any medical condition for which you have received surgery, in-patient treatment or investigations in a hospital or clinic within the last two years.
Not available if you have cancer/leukaemia/unstable angina, are on a waiting list for tests or investigation, or waiting for an operation.

Important areas covered with limits shown

  • Cancellation/curtailment £1000
  • Baggage/Passport £2000
  • Emergency Medical/Travel epenses  £5million
  • Personal Liability  £2 million

Assistance

  • 24-hour medical emergency and repatriation service provided by:
  • Global Excel Management - For travellers to the U.S.A and Canada
  • Mapfre Asistencia - For travellers to all other Countries

Other cover 

  • Hospital expenses
  • Funeral expenses abroad
  • Personal Accident
  • Personal money and documents
  • Baggage delay
  • Replacement passport
  • Loss or damage to medical aids
  • Loss or damege to prescribed medication
  • Delayed departure
  • Missed departure/connection
  • Legal expenses
  

Special exclusions

  • Terrorist activity

Options

  • Increased cancellation limit

Benefits

  • £10 discount for  buying online

Want to know more? 


 
Last updated: 28 October 2006