Private medical cover, get first months' cover FREE

Here's how AXA PPP healthcare’s simple, affordable health insurance works - in three easy steps

• 1. Start with the Essentials - which covers you for the basics.
  
• 2. Next, choose Add-ons to boost your cover to suit you.
  
• 3. Then if you want a lower price, choose a way to bring down the cost.
  

Get a quote from AXA PPP healthcare

1 Start with your Essentials

You're covered for:

• Private hospital charges if you're in hospital for the day or overnight
  
• Specialist fees when you're in hospital for the day or overnight
  
• Surgical procedures as an out-patient
  
• Radiotherapy and chemotherapy as an out-patient
  
• 24-hour health information helpline
  

2 Boost your cover with Add-ons

• Core Out-patient Add-on
  
• Enhanced Out-patient Add-on
  
• Full Out-patient Add-on
  
• Therapies Add-on
  
• Mental Health Add-on
  
• Extra Care Add-on
  
• Dentist and Optician Cashback Add-on
  
• Extra Cancer Cover Add-on
  
• Travel Cover Add-on

3 Find ways to bring down the cost of your private medical insurance

If you want a lower price, you have the option to add an excess or the Six-week rule to bring the cost down.

How an excess works

• If you have an excess on your policy and make a claim, you will have to pay the excess towards the cost of your treatment. This is a one-off payment, no matter how many conditions you claim for in that policy year.
  
• The excess will apply to every person covered by the policy, each policy year.
  
• For example if you have chosen a £100 excess on your policy, you become ill and your GP refers you to a specialist:
  
• The consultation with the specialist costs £140, AXA PPP pay your specialist £40 and write to tell you that you need to pay the excess of £100 direct to your specialist.
  
• Your specialist then recommends treatment, The cost for this is £250; As you have already paid your excess for the policy year, AXA PPP pay the specialist £250.:
  

How AXA PPP healthcare’s Six-week rule works

• This will reduce the cost of your premium. If the NHS can provide in-patient or day-patient treatment or any surgical procedures within six weeks after the date on which the treatment should take place, then you'll receive your treatment under the NHS. If they can't provide your treatment within six weeks, then you'll be able to go private straight away.
  

Interested? You can get an instant online quote in minutes.