Here's how AXA PPP healthcare’s simple,
affordable health insurance works - in three easy steps
- 1. Start with the Essentials - which covers
you for the basics.
- 2. Next, choose Add-ons to boost your cover
to suit you.
- 3. Then if you want a lower price, choose a
way to bring down the cost.
1 Start with your Essentials
You're covered for:
- Private hospital charges if you're in
hospital for the day or overnight
- Specialist fees when you're in hospital for
the day or overnight
- Surgical procedures as an out-patient
- Radiotherapy and chemotherapy as an
- 24-hour health information helpline
2 Boost your cover with Add-ons
Choose your Add-ons to tailor your cover to
what you need
- Core Out-patient Add-on
- Enhanced Out-patient Add-on
- Full Out-patient Add-on
- Therapies Add-on
- Mental Health Add-on
- Extra Care Add-on
- Dentist and Optician Cashback Add-on
- Extra Cancer Cover Add-on
- Travel Cover Add-on
3 Find ways to bring down the cost of your
private medical insurance
If you want a lower price, you have the
option to add an excess or the Six-week rule to bring the cost down.
How an excess works
- If you have an excess on your policy and
make a claim, you will have to pay the excess towards the cost of your
treatment. This is a one-off payment, no matter how many conditions you claim
for in that policy year.
- The excess will apply to every person covered by the policy, each policy year.
- For example if you have chosen a £100
excess on your policy, you become ill and your GP refers you to a specialist:
- The consultation with the specialist costs
£140, AXA PPP pay your specialist £40 and write to tell you that you need to
pay the excess of £100 direct to your specialist.
- Your specialist then recommends treatment, The cost for this is £250; As you
have already paid your excess for the policy year, AXA PPP pay the specialist
How AXA PPP healthcare’s Six-week rule
- This will reduce the cost of your premium.
If the NHS can provide in-patient or day-patient treatment or any surgical
procedures within six weeks after the date on which the treatment should take
place, then you'll receive your treatment under the NHS. If they can't provide
your treatment within six weeks, then you'll be able to go private straight
Interested? You can get an instant
online quote in minutes.