[Skip to content]

Private Healthcare UK
Search our Site

This website is certified by Health On the Net Foundation. Click to verify.
This site complies with the HONcode standard for trustworthy health information:
verify here.


Private medical insurance for small businesses : Limited cover schemes

Get a quote

Get a quote

You can either "Get a Quote" direct from the health insurance provider or let us submit "Your Enquiry" to up to 3 providers of health insurance in the UK on your behalf.

Who is a limited cover scheme for?

 Some businesses cannot afford a full cover private medical insurance, but want the basic costs of private health care covered. Others feel that the NHS will offer adequate treatment for anything major that goes wrong, so only want to protect themselves for certain long term diseases. Another group is those who do not see why they should pay for a policy with screening, health cash, helplines and lots of extras that they are unlikely to use.


What kinds of limited cover scheme are there?

There is no standard policy, so each insurer differs on what they cover, what extras they include/exclude, and whether or not the limited cover also has high excesses (the amount the customer pays for any treatment) as well.


Policies may include a no claim discount and option to limit cover to conditions only where the wait for NHS treatment is 6 weeks or more.


A small number of companies offer limited cover schemes , but they are not that much different from some basic package covers.What one insurer regards as a standard package, anothe rmay see as a  limited cover product.

Get a Quote

Private Medical Insurance (PMI)

Get a quote now