The need
Should your child fall ill you need the reassurance they will receive the best treatment available as soon as possible.
Although the NHS tries very hard to treat children as a priority, local resources are not always adequate.
The solution
Most private medical insurances either automatically or as an option, cover children.
But, some providers define children as 16 or under,some as 18 or under, some as 21 or under, and some under 25. All must live at home There is also usually a rule that they must be still in full time education.
A few private health schemes will offer cover only for children.
Private Medical Insurance for Schools
An increasing number of schools offer schemes where parents can buy cover for their children at the school. This is often at a lower price than individual policies could be bought.
Historically, school private health schemes were only offered by " public Schools”. With an increasing number of independent schools of various types being created which have more autonomy than in the past, such insurances can be offered to these schools also.
If your child goes to such a school it may be worth enquiring if a scheme is in place.
If a school private health scheme is not in place, as both the school and parents could benefit financially, why not make the school aware of availability.
Where to buy cover
