Private medical insurance plans offering limited cover are listed on the right. Select a plan to view details of what is offered.
Who is a limited cover scheme for?
Some people cannot afford a full cover private medical insurance, but want the basic costs of private health care covered. Others feel that the NHS will offer adequate treatment for anything major that goes wrong, so only want to protect themselves for certain long term diseases. Another group is those who do not see why they should pay for a policy with screening, health cash, helplines and lots of extras that they are unlikely to use.
What kinds of limited cover scheme are there?
Various limited cover private medical insurances, often called "budget" policies can meet the needs of those who, for whatever reason, do not want a full cover.
There is no standard policy, so each insurer differs on what they cover, what extras they include/exclude, and whether or not the limited cover also has high excesses (the amount the customer pays for any treatment) as well.