Where do hospital treatment plans fit in?
If you pay for your own healthcare without insurance, you benefit financially from arranging cheaper treatment in the UK or overseas. If you buy insurance, the insurer benefits from any costs savings. Costs savings are often related to which hospital or consultant is used, and insurers may not allow the customer to choose this. If you find the NHS can give as good or better treatment than privately, the only beneficiary of this is the insurer.
An insurance which pays out for almost any treatment needed. The customer decides when and where treatment is carried out, and whether it is private or NHS.The customer gets a fixed sum.