Most leading PMI insurers have no done away with upper age limits.
Featured private medical insurance plans aimed older people are listed on the right.
Recent research shows that older people are getting healthier and more of us will live to 100.
With the ending of the default retirement age and economic restrictions, the idea of sudden total retirement for all at 65 or 60 has passed into history.
Many people in their sixties and seventies are as fit, if not fitter, than those thirty years younger. More want to work, full-time or part-time, for many years.
Inevitably, as we grow older, the body does not always do what it once did. Medical problems such as arthritis, heart condition, hernia and varicose veins, are more common.
For older people, many NHS charges are waived, and other health benefits such as fertility treatment or pregnancy are no longer relevant. But with the sea change in the NHS and the increase in personal responsibility, older people can no longer expect so much for free.
On health insurance, some insurers do not charge more for older people, but most do.
As well as the normal private health insurance market and limited cover schemes; it is worth older people looking at those insurers that have a specialist offering.