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Private Medical Insurance : Health insurance for children

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You can either "Get a Quote" direct from the health insurance provider or let us submit "Your Enquiry" to up to 3 providers of health insurance in the UK on your behalf.

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Featured providers

If you want to know more about the benefits, options and costs of private health cover for minors or need more information about private health cover products, select one of Private Healthcare UK's featured insurance providers for an online quote. 

Featured PMI products for children


The need

Should your child fall ill you need the reassurance they will receive the best treatment available as soon as possible.

Although the NHS tries very hard to treat children as a priority, local resources are not always adequate.


The solution

Most private medical insurances either automatically or as an option, cover children.

But, some providers define children as 16 or under,some as 18 or under, some as 21 or under, and some  under 25. All must live at home There is also usually a rule that they must be still in full time education.

A few private health schemes will offer cover only for children.


Private Medical Insurance for Schools

An increasing number of schools offer schemes where parents can buy cover for their children at the school. This is often at a lower price than individual policies could be bought.


Historically, school private health schemes were only offered by " public Schools”. With an increasing number of independent schools of various types being created which have more autonomy than in the past, such insurances can be offered to these schools also.


If your child goes to such a school it may be worth enquiring if a scheme is in place.


If a school private health scheme is not in place, as both the school and parents could benefit financially, why not make the school aware of availability.

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