If you are lucky enough to live on one of the Channel Islands you have the same needs for medical treatment as those living on the UK mainland. Many standard Private Medical Insurance products will offer you much of what you need. But there are two extra factors for those living on Guernsey, Jersey and Sark:
for some medical treatment you will need to travel to or be taken to, the UK mainland, by air or sea
the Channel Islands each have their own unique laws and taxation systems
A few insurance providers have designed special policies for those living in the Channel Islands. They are adaptations of UK policies, to take into account the extra travelling and taxation systems. There are separate policies for Guernsey, Jersey and Sark.