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Product profile
Description
XS health is a 'high excess', comprehensive health insurance plan with premiums up to 90% less than traditional plans. By paying an excess towards eligible treatment, your healthcare costs are capped to a level you can budget for.
Once your total treatment costs exceed your excess, XS health provides unlimited cover for eligible treatment for a full year before you will need to pay another excess.
XS health has a 'rolling excess' - meaning you will not be hit with two large excesses within months and your payments are per plan year not per claim.
A choice of over 700 UK private or NHS hospitals.
The guarantee that premiums do not increase because you make an individual claim.
Age
18-64
Benefits
- 10% saving for buying on-line
- Inpatient and day patient hospital charges
- Inpatient and day patient specialists fees
- Inpatient and day patient diagnostic tests
- Inpatient and day patient X-rays
- Inpatient and day patient MRI/CT/PET scans
- Inpatient and day patient cancer care
- Inpatient and day patient radiotherapy
- Inpatient and day patient chemotherapy
- Inpatient and day patient prostheses
- Outpatient specialist consultations
- Outpatient diagnostic tests
- Outpatient X-rays
- Outpatient MRI/CT/PET scans
- Outpatient cancer care
- Outpatient radiotherapy
- Outpatient chemotherapy
- Outpatient pre-admission tests
- Out-patient Surgical/Diagnostic Endoscopic Procedures
- Acupuncture
- Chiropody/Podiatry
- Chiropractic care
- Homoeopathy
- Osteopathy
- Physiotherapy.
- NHS hospital cash
- Hospice donation
- Nursing at home
- Parental accommodation
- Private ambulance
- Helplines
Not covered
- Treatment overseas
- Winter sports, scuba diving , motor sports, professional sport
- Psychiatric treatment
- Pregnancy and childbirth
- Dental treatment
- Chronic conditions
- Cosmetic surgery
Optional extras
3 excesses - £1,500, £3,000 or £5,000
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