WPA : XS Health

Product profile

Description 

A comprehensive health insurance policy with a high excess and lower premiums. For hospital and out-patient treatment, scans, tests, physiotherapy and cancer cover.   

Special 2012 offer  for new customers 

• 20% discount will apply in the first year
  
• A 12% discount will be applied to your renewal premium for your second year of cover
  
• This offer is for new customers to WPA only
  
• This offer is available for policies taken out by 9 July 2012
  
• It does not apply to existing customers wishing to transfer their policy to the same plan or one providing similar cover
  

Age

18 to 59

Basis of cover  

The £1500 excess works on a rolling basis so once treatment costs exceed your excess limit, WPA will cover the cost in full for all eligible treatment for a further 12 months.

Benefits

• You choose any UK hospital

• In-patient and day-case hospital treatment

• In-patient and day-case surgeon fees

• In-patient and day-case anaesthetist fees

• In-patient and day-case accommodation charges

• In-patient and day-case operating theatre fees

• In-patient and day-case drugs, dressings and medicines

• In-patient and day-case hospital and specialist treatment without surgery

• In-patient and day-case emergency surgery

• In-patient and day-case planned elective surgery

• In-patient and day-case cancer surgery

• Cancer treatment cover

• Advanced cancer drugs not available on the NHS

• NHS hospital cash

• Prostheses

• Out-patient pre-admission tests including blood tests, x-rays, ECGs

• Out-patient pre-operative consultations and associated tests

• Out-patient post-operative consultations and associated tests

• Out-patient post-operative physiotherapy

• Nursing at home

• Private ambulance

• Parent and child hospital accommodation charges

• Out of pocket expenses

• Hospice donation

• Elective overseas treatment

Not covered

• Pre-existing conditions

• Chronic conditions

• Fertility problems, pregnancy and childbirth

• Neonatal treatment

• Psychiatric conditions

• HIV/AIDS

• Cosmetic surgery

• Care and/or treatment arising from or related to taking part in winter sports ,scuba diving, extreme sports and motor sports or engaging in professional sport

Options

• Emergency abroad (not USA)

• Dental cover