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Standard Life : EspritHealthSaver : Private medical insurance

Standard life logo - new
 

Product profile

 

Description

A cost effective package for older customers with limited outpatient cover.

What the Company says about the product

"EspritHealth Saver is a cost-conscious healthcare plan specifically designed to give people aged over 55 a fairer deal at our lowest ever prices. If you want wide ranging cover but want to keep the costs down then EspritHealth Saver is the plan for you. EspritHealth Saver offers you great value for money with full cover for most in-patient costs and cover for day-patient surgery. Premiums are lower because cover is reduced for out-patient treatement, to £350 a year."

Age

55 plus
 

Benefits

  • inpatient and day patient hospital charges
  • inpatient, day patient and outpatient consultants and specialists fees
  • inpatient, day patient and outpatient radiotherapy/chemotherapy
  • inpatient, day patient and outpatient physiotherapy
  • inpatient, day patient and outpatient diagnostic tests
  • inpatient, day patient and outpatient MRI/CT/PET scans
  • NHS cash
  • private ambulance
  • no claims discount
  • home nursing
  • help at home
  • GP Advice line
  • counselling line
  • online Health and Wellbeing Service
  • health screen discount

Not covered

  • outpatient treatments exceeding £350 a year in all
  • 9 month limit on outpatient treatments
  • psychiatric treatment
  • pregnancy
  • parent accommodation
  • alternative therapies

Optional extras

  • £100 or £250 or £500 excess
  • choice of 3 hospital lists
  • 6 week NHS wait
  • dental cash
  • personal accident
  • funeral plan

Want to know more?


Last updated: 08 May 2007