Simplyhealth : Simply Private Health

Product profile

Description

• A flexible policy where in addition to core cover, you can choose from three additional levels of cover, from specialist consultations, to cover for cancer and heart conditions

• You get access to the care you need, when your need it

Age

18 to 64

Not for

Semi-professional or professional sports people.

Benefits

• Pays medical bills direct
• Privacy, comfort and cleanliness in a carefully chosen network of private hospitals
• Non-smoker discount of five per cent
• Arrange your appointments for you
• Choose from three different cover options
• Compulosory excess £100
• 24/7 helpline

Core cover

• Out-patient Specialist Consultation fees

• Out-patient Scans and tests

• Pathology, MRI, CT and PET scans

Not covered

• Any treatment not arranged via insurer

• Any option section not selected

• Long-term chronic conditions

• Treatment outside the UK

• Routine dental treatment

• Routine GP or dental consultations

• Normal pregnancy/childbirth

• Psychiatric treatment

• Out-patient drugs and dressings

• Home nursing

• Private ambulance

• Cosmetic surgery

• Self-inflicted illnesses and injuries

• Regular renal dialysis

Options

• Underwriting on moratorium or full medical underwriting basis

• Option One - surgery

• Option Two - complementary therapies

• Option Three - heart and cancer treatment 

• Partner

• Children up to 21 or 14 in full-time education

• Excess £100
  

Last updated: 31 January 2011