[Skip to content]

This site complies with the HONcode standard for trustworthy health information:
verify here.

.

Simplyhealth : Preferential

Company:	Simplyhealth
Product category:	Private medical insurance for small business
Sub-category:	Package

Product profile

Description

Extensive insurance cover for private medical treatment of acute conditions
Treatment at a range of hospitals across the UK
Employees are cared for from their first consultation with a specialist to the point they receive their treatment
This annual cover offers initial private consultations, out-patient, day-case and in-patient investigations and treatment, in addition to some valuable additional services
Company paid basis

For

Businesses insuring 3 or more people age 18 to 74

Benefits

In-patient and day-case accommodation
In-patient and day-case nursing
In-patient and day-case intensive care
In-patient and day-case operating theatre charges
In-patient and day-case pathology
In-patient and day-case physiotherapy
In-patient and day-case diagnostic tests
In-patient and day-case drugs and dressings
In-patient and day-case prostheses
In-patient and day-case surgeons fees
In-patient and day-case anaesthetists fees
In-patient and day-case specialists fees
In-patient and day-case psychiatry
Out-of-scale benefit
Out-patient psychiatry
Out-patient specialist consultations
Out-patient radiology
Out-patient pathology
Out-patient physiotherapy
Out-patient acupuncture
Out-patient chiropody
Out-patient chiropractic
Out-patient osteopathy
Out-patient podiatry
Radiotherapy and chemotherapy
CT/MRI/PET scans
NHS cash benefit
Hospice benefit
Maternity cash
Parent accommodation
Home nursing
Private ambulance
Emergency in-patient treatment when abroad
24/7 advice lines
24/7 counselling service
Discounts on health screening

Not covered

Chronic conditions
Pre-existing medical conditions
Planned treatment outside the UK
Treatment not normally provided by NHS
Repatriation or transfer
Dental treatment
Routine GP or dental consultations
Normal pregnancy/childbirth
Out-patient drugs and dressings
Cosmetic treatment or surgery
Consumables
Genetic testing
Fertility/infertility treatment
Self-inflicted illnesses and injuries
Dialysis
Transplants
Accommodation without treatment
Unlicensed drugs

Options

Underwriting on moratorium or full medical underwriting basis
Service+ where insurer take care of arranging treatment, liaising with the hospital and paying the bills
Range of excesses
Four hospital scales

Last updated: 31 January 2011