Product profile
Description
A modular private medical insurance plan that allows you to tailor make your own plan.
You may feel that you require a plan which simply provides cover for hospitalisation; alternatively, you may wish to link a number of modules together to provide a more comprehensive plan covering a wide range of benefits.
The standard cover module, Option 1, will pay for all in-patient and day-care treatment at any one of over 270 top private hospitals throughout the UK.
For
Individuals aged 18 plus
Benefits of Module One – core cover
In-patient and day-patient hospital charges
In-patient and day-patient accommodation
In-patient and day-patient operating theatre fees
In-patient and day-patient drugs and dressings
In-patient and day-patient physicians' fees
In-patient and day-patient consultations
In-patient and day-patient surgeons' fees
In-patient and day-patient anaesthetists' fees
In-patient and day-patient diagnostic tests
In-patient and day-patient X rays
In-patient and day-patient pathology
In-patient and day-patient CT/MRI/PET scans
In-patient and day-patient radiology
In-patient and day-patient chemotherapy and radiotherapy
In-patient and day-patient physiotherapy
Out-patient radiotherapy and chemotherapy
Out-patient surgery
Out-patient CT/MRI/PET scans
NHS cash benefit
24/7 Help At Hand health information and counselling
£100 excess
Options
- Out-patient specialists fees
- Out-patient consultations
- Out-patient diagnostic tests
- Out-patient clinical practitioner charges
- Out-patient physiotherapy
- Acupuncture
- Homeopathy
- Chiropractic
- Osteopathy
- Psychiatric treatment
- Private ambulance
- Home nursing
- Parental accommodation
- Pregnancy complications
- Oral surgery
- No claims discount
- 6 week wait option
- Cancer upgrade
Not covered
- Treatment outside the UK
- Residents of Channel Islands or Isle of Man
- Pre-existing medical conditions
- Chronic and long term conditions
- Cosmetic surgery
- Normal Pregnancy and childbirth
- Dental treatment
Want to know more?
Last updated: 14 April 2008
