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Product profile
Description
Premiums significantly lower than standard medical insurance policies. Targeted cover for conditions that especially affect people aged 50+. Cover for treatments involving NHS waits. Option to reduce price by excluding cardiac cover
For
Individuals aged 50 and above with no upper age limit
Benefits
- Limited to specified treatments including:|
heart conditions, joint replacements, eye conditions, cataracts, hernias, gall bladder removal, varicose veins - In-patient and day-patient hospital costs
- In-patient and day-patient accommodation
- In-patient and day-patient nursing charges
- In-patient and day-patient prescribed drugs
- In-patient and day-patient operating theatre charges
- In-patient and day-patient surgical dressings and drugs
- In-patient and day-patient surgical appliances
- In-patient and day-patient consultants fees
- In-patient and day-patient specialists fees
- In-patient and day-patient diagnostic tests
- In-patient and day-patient CT/MRI/PET scans
- In-patient and day-patient radiology
- In-patient and day-patient pathology
- Out-patient surgical procedures
- Out-patient CT/MRI/PET scans
- Out-patient consultants fees
- Out-patient specialists fees
- Out-patient physiotherapy
- NHS hospital cash
- Saga health information line
- No-claim discount
Not covered
- Treatment outside the UK
- Psychiatric and mental disorders
- Radiotherapy /chemotherapy
- Treatment for cancer
- Cosmetic treatment
- Eye laser surgery
- Out-patient diagnostic tests
- Out-patient radiology
- Out-patient pathology
- Parent accommodation
- Pregnancy
- GP fees
- Oro-surgical procedures
- Osteopathy
- Homeopathy
- Chiropractic
- Acupuncture
- Recuperative care
- Major dental cash
- Dental injuries benefit
- Overseas emergency evacuation/repatriation/medical treatment
- Private ambulance
Options
Want to know more?
Last updated: 18 April 2007
