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Product profile
Description
Joint replacements can be necessitated by natural wear and deterioration that gradually becomes more uncomfortable over time, or as the result of a sudden fall or injury. On average, a private hip replacement operation costs nearly £8,900, and may last for 10-15 years or more. There are long NHS waiting times - about eight months for a hip replacement and even longer for a knee. Once you are admitted to an NHS hospital, the average in-patient stay for a hip operation is 11 days, and 7-10 for a knee. These are rather long times, so the cleanliness and peacefulness of the environment are especially important. Equally vital to the success of your recuperation is the standard of physiotherapy that you receive both during and after your hospital stay.
With a Saga Joints Replacement Plan, you can avoid the long waits associated with the NHS.
Cover for hips, knees and wrists
For
Individuals aged 50 and above with no upper age limit
Benefits
Limited to joint replacement
In-patient and day-patient hospital costs
In-patient and day-patient accommodation
In-patient and day-patient nursing charges
In-patient and day-patient prescribed drugs
In-patient and day-patient operating theatre charges
In-patient and day-patient surgical dressings and drugs
In-patient and day-patient consultants fees
In-patient and day-patient specialists fees
In-patient and day-patient diagnostic tests
In-patient and day-patient cover for treatment complications
Out-patient CT and MRI scans
Out-patient consultants fees
Out-patient specialists fees
Out-patient physiotherapy
Out of network cash
Cash benefit alternative if work done by NHS
Access to a wider range of prosthetic joints than the NHS
24/7 health information line
Not covered
- Treatment outside the UK
- Any treatment that is not joint replacement
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Last updated: 18 January 2008
