PruHealth : Essential

Product profile

Description

A comprehensive health insurance policy with many extras. For individuals,  and the self employed

What the Company says about the product

"This plan covers hospital fees, including specialist and consultant’s fees. It costs less than Comprehensive, but offers less cover for outpatient care.."

Age

18-79

Benefits

• initial premium discounts for good lifestyle

• reduced renewal premiums for getting and staying healthy

• no claims discount

• inpatient, day patient and outpatient hospital costs

• inpatient, day patient and outpatient specialists fees

• inpatient, day patient and outpatient consultations

• inpatient, day patient and outpatient diagnostic tests

• outpatient psychiatry

• radiotherapy/chemotherapy/oncology/scans

• physiotherapy, osteopathy and chiropractic

• maternity cash

• NHS hospital cash

• private ambulance

• home nursing

• parent accommodation

• online advice

• Vitality partners offer a range of  products and services which can earn points - often at a discounted price

• Vitality partners include;

• Health resorts

• Champneys Health Resorts

  • Not smoking

  • Allen Carr's Easyway to Stop Smoking

  • Exercise

  • Cannons Health and Fitness Clubs

  • LA Fitness

  • Virgin Active Health Clubs

  • Other Health and Fitness Clubs

  • Active Europe

  • Fitbug (pedometer)

  • Health Screening

  • Nuffield Proactive Health

  • The Diagnostic Clinic

  • roadtohealth

  • Boots

  • Food and Drink

  • Sainsburys

Not covered

• treatment outside the UK

• inpatient and day patient psychiatry

• alternative medicines

Optional extra

• 3 sets of hospitals: National, London, Premier  

Last updated: 04 Sep 2007