PruHealth: Business Healthcare

Product profile

Description

A comprehensive range of options that puts you in control. Create cover that suits your needs and budget.A core cover with a wide range of optional extras.

For 

Businesses insuring one or more person of 18 plus

Benefits

• Incentives and discounts for a healthier lifestyle

• Vitality partners offer a range of products and services

Core cover 

• In-patient and day-case hospital costs

• In-patient and day-case specialists fees

• In-patient and day-case diagnostic tests

• In-patient and day-case MRI/CT/PET scans

• In-patient and out-patient core cancer treatment costs

• Radiotherapy, chemotherapy and follow-up consultations.

• Biological.

• Hormone and bisphosphonate therapies.

• Cancer surgery and reconstructive surgery.

• Stem cell transplantation.

• NHS hospital cash

• Childbirth cash

• Private ambulance

• Home nursing

• Parent accommodation

• No-claims discounts

Options 

• 4 hospital lists - local, countrywide, London, premier

• Five levels of excess - £0, £100, £250, £500 or £1000

• Excess per claim or per year

• Full medical or moratorium underwriting

• Vitality Plus with gym discounts

• Major dental treatment

• Major and routine dental treatment

• Worldwide travel

• Full cancer cover

• A range of out-patient choices

• Therapies limited cover

• Therapies full cover

• Psychiatric treatment

• 24-7 GP helpline

• Emergency overseas cover

• Personal health fund

• Employee assistance programme

Not covered

• Treatment outside the UK

• Pre-existing conditions

• Regular monitoring or treatment of chronic (long term) medical conditions.

• Emergency treatment

• Visits to GP

• Pregnancy and childbirth

• Cosmetic treatment

• Organ transplants

• Experimental, unproven or unregistered treatment or practices

• Treatment for developmental problems/ learning difficulties/ delayed speech disorders

Last updated: 4 April 2011