PHC : Individual HealthCover4Life Plan 2

Product profile

Description

Comprehensive in-patient and out-patient cover with some extras.

For

Individuals aged 18 to 65.

Benefits

• In-patient and daycare accommodation
• In-patient and daycare nursing
• In-patient and daycare operating theatre
• In-patient and daycare recovery room
• In-patient and daycare prescribed medicines and drugs
• In-patient and daycare surgeons fees
• In-patient and daycare anaesthetists fees
• In-patient and daycare specialists fees
• In-patient and daycare consultations
• In-patient and daycare diagnostic procedures
• In-patient and daycare physiotherapy
• In-patient and daycare psychiatric services
• Parent accompanying child 
• Out-patient radiotherapy/chemotherapy
• Out-patient CT/MRI/PET scans
• Out-patient consultations
• Out-patient diagnostic procedures
• Out-patient physiotherapy
• Out-patient psychiatric services
• Complementary medicine
• Home nursing at home
• Private ambulance
• Abnormal pregnancy
• NHS cash benefit
• Daycare NHS cash benefit
• Discounts on health screening
• Cancer cover

Not covered

• Treatment outside UK
• Normal pregnancy/childbirth
• GP minor surgery
• Twins benefit
• Triplets benefit
• Chronic (long term) conditions
• Routine medical examinations
• Health screening
• Routine dental treatment
• Transplants
• Cosmetic treatment (except as the result of an accident)
• Infertility

Optional extras

• Excesses; £100 or £150 or £250 or £500 or £1000 or £2500
• London Hospital Upgrade 
• Multi-trip travel insurance

Want to know more?

• HealthCover4Life information at PHC  
  

• You can only get a quote from an insurance intermediary who is an agent of PHC Call PHC on 01923 770000, ask for Intermediary Support who can provide names.

Last updated: 30 June 2011