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Norwich Union : Health Solutions

Norwich Union logo

 

Company:

Norwich Union Healthcare

Product category:

Individual private medical insurance

Sub-category:

Choice of cover

 


Product profile

 

Description

A flexible healthcare product that allows you to add to or reduce benefits to suit your needs and budget.

 

Age

 

18 plus

 

Benefits

  • A 45% No Claims Discount (0-30% for switchers)

  • Cover yourself and your eldest child and all younger children are covered free

  • Fast private medical treatment at over 300 private hospitals around the UK at a time and location you choose including Bupa, BMI, Nuffield and Capio hospitals

  • In-patient and day-patient accomodation

  • In-patient and day-patient meals

  • In-patient and day-patient nursing care

  • In-patient and day-patient drugs and dressings

  • In-patient and day-patient specialists fees

  • In-patient and day-patient diagnostic tests

  • In-patient and day-patient x rays

  • In-patient and day-patient scans

  • In-patient and day-patient radiotherapy/ chemotherapy

  • In-patient and day-patient pathology

  • Physiotherapy

  • Osteopathy

  • Chiropody

  • Pregnancy complications

  • Infertility investigations

  • Oral  surgery

  • Home nursing

  • Hospice care

  • Private ambulance

  • Parent accommodation

  • Maternity cash

  • NHS cash

  • Emergency overseas cover

  • GP helpline

  • Stress counselling helpline

  • Personal health manager

  • Discounts at health and fitness clubs

 

Not covered 

  • Treatment outside the UK

  • Pre-existing conditions

  • Long term or chronic conditions

  • Cosmetic treatment

  • GP minor surgery

  • GP  charges

  • Complementary/alternative medicine

  • Psychiatric or mental illness

  • Normal pregnancy and childbirth

  • Out-patient drugs and dressings

  • Dental treatment

  • Professional sports injuries

  • Kidney dialysisHealth hydros

  • Surgical and medical appliances

  • Experimental treatment

     

Options

  • Extended hospital list

  • Reduced hospital list

  • Six week wait

  • Reduced outpatient cover and selected benefit reduction

  • Dental and optical

  • Complementary treatments and therapies

  • Excess £500 or £1,000

    Last updated: 14 January 2008