Product profile
Description
A flexible healthcare product that allows you to add to or reduce benefits to suit your needs and budget.
Age
18 plus
Benefits
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A 45% No Claims Discount (0-30% for switchers)
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Cover yourself and your eldest child and all younger children are covered free
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Fast private medical treatment at over 300 private hospitals around the UK at a time and location you choose including Bupa, BMI, Nuffield and Capio hospitals
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In-patient and day-patient accomodation
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In-patient and day-patient meals
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In-patient and day-patient nursing care
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In-patient and day-patient drugs and dressings
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In-patient and day-patient specialists fees
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In-patient and day-patient diagnostic tests
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In-patient and day-patient x rays
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In-patient and day-patient scans
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In-patient and day-patient radiotherapy/ chemotherapy
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In-patient and day-patient pathology
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Physiotherapy
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Osteopathy
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Chiropody
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Pregnancy complications
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Infertility investigations
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Oral surgery
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Home nursing
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Hospice care
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Private ambulance
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Parent accommodation
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Maternity cash
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NHS cash
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Emergency overseas cover
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GP helpline
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Stress counselling helpline
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Personal health manager
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Discounts at health and fitness clubs
Not covered
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Treatment outside the UK
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Pre-existing conditions
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Long term or chronic conditions
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Cosmetic treatment
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GP minor surgery
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GP charges
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Complementary/alternative medicine
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Psychiatric or mental illness
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Normal pregnancy and childbirth
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Out-patient drugs and dressings
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Dental treatment
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Professional sports injuries
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Kidney dialysisHealth hydros
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Surgical and medical appliances
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Experimental treatment
Options
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Extended hospital list
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Reduced hospital list
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Six week wait
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Reduced outpatient cover and selected benefit reduction
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Dental and optical
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Complementary treatments and therapies
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Excess £500 or £1,000
Last updated: 14 January 2008