Product profile
Description
A flexible policy with a core cover of important medical benefits , and a wide range of options.
Age
Individuals 18 to 64
Benefits
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Inpatient and day patient hospital charges
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Inpatient and day patient accommodation
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Inpatient and day patient meals
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Inpatient and day patient nursing fees
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Inpatient and day patient operating theatre
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Inpatient and day patient drugs and dressings
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Inpatient and day patient implanted prosthesis
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Inpatient and day patient intensive care
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Inpatient and day patient radiotherapy
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Inpatient and day patient chemotherapy
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Inpatient and day patient physiotherapy
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Inpatient and day patient personal expenses
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Inpatient and day patient surgeons fees
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Inpatient and day patient anaesthetists fees
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Inpatient and day patient specialists fees
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Inpatient and day patient physicians fees
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Parental accomodation
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Outpatient drugs and dressings
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Outpatient radiotherapy
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Outpatient chemotherapy
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Outpatient minor surgery
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Outpatient consultations
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Outpatient diagnostic tests
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Outpatient specialists fees
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MRI/CT/PET scans
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Physiotherapy
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Acupuncture
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Homeopathy
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Osteopathy
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Reflexology
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Aromatherapy
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Home nursing
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NHS cash benefit
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Private ambulance
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24/7 helpline and counselling
Not covered
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Treatment overseas
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Chronic conditions
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Pre-existing conditions
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Organ transplants
Optional extras
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Many levels of excess from £100 to £1000
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3 levels of co-insurance; 10% 20% 30%
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2 hospital groups;Provincial or London
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Section 2; Psychiatric, Maternity, Oral-surgical, accidental dental
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Section 3; cash benefits, follow-up consultations, GP charges
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Routine dental treatment
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Optical charges
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Advice and counselling helplines and face to face counselling
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International business travel
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City GP service in London
Last updated: 3 July 2008
