General & Medical : Equs Plus - business version

Product profile

Description

• There to meet the costs of private healthcare when your doctor decides you need surgery.

• Benefit is available from the first time you are referred by your GP to see a consultant.

• Covers the costs of tests that are necessary in order to arrive at a diagnosis and any necessary in-patient or day-patient surgery.

• After your treatment, benefit is also available for further consultations with your consultant if needed, and any necessary outpatient treatment.

For

Self-employed individuals and businesses insuring six or more people aged 16-74

Benefits

• In-patient accommodation and nursing care

• In-patient surgeon and anaesthetist fees

• In-patient consultation and specialist fees

• In-patient operating theatre and intensive care costs

• In-patient drugs dressings and consumables

• In-patient radiotherapy and chemotherapy

• In-patient diagnostics including MRI and CT scans

• In-patient dental oro-surgery

• In-patient physiotherapy

• In-patient complementary medicine

• Treatment for cancer

• Treatment for heart and lung conditions

• Outpatient initial consultations

• Outpatient diagnostic tests

• Outpatient specialists fees

• Outpatient MRI and CT scans

• Outpatient physiotherapy

• Outpatient radiotherapy and chemotherapy

• Outpatient psychiatry

• Home nursing

• Private ambulance

• Complications of pregnancy

• Freedom cashback

• Temporary disablement cash

• Critical illness cash

• Stress counselling line

• Parental accommodation

Not covered

• Treatment overseas

• In-patient psychiatry

• Normal pregnancy/ childbirth

• 24 hour GP line

• NHS cash

• Life cash

• Personal accident cash

• Maternity benefit

• Travel medical cover outside the UK

• Monitoring of a pre-cured eligible condition 

• Routine dental consultations and treatment

• Consultations and eye tests

• Private GP services

• Employee assistance program

Options

• 3 hospital groups: First Choice, Freedom and Premium
• Worldwide travel
• Health screening

• Excess amounts: £0, £100, £150, £200, £250, £500 or £1000

• Excess per claim or per year

• Worldwide travel

• Up to two of the following pre-existing conditions: acne, asthma, diabetes, eczema, glaucoma, hay fever, hypertension, psoriasis

Want to know more?

• Equs Plus business version information at General Medical
• Get a quote - email: sales@generalandmedical.com
  

 
Last updated: 30 June 2011