General & Medical : Equs

Product profile

Description

Affordable private medical insurance to offer individuals and families low cost access to around 1800 of the more common private medical procedures.

Age

16-74

Benefits

• In-patient accommodation and nursing care

• In-patient surgeon and anaesthetist fees

• In-patient consultation and specialist fees

• In-patient operating theatre and intensive care costs

• In-patient drugs dressings and consumables

• In-patient radiotherapy and chemotherapy

• In-patient diagnostics including MRI and CT scans

• In-patient dental oro-surgery

• In-patient physiotherapy

• In-patient complementary medicine

• Outpatient initial consultations

• Outpatient diagnostic tests

• Outpatient specialists fees

• Outpatient MRI and CT scans

• Outpatient physiotherapy

• Freedom cashback

• Stress counselling line

• Parental accommodation

Not covered

• Treatment overseas

• In-patient psychiatry

• Normal pregnancy/ childbirth

• Treatment for cancer

• Treatment for heart and lung conditions

• Outpatient radiotherapy and chemotherapy

• Outpatient physiotherapy not relating to in-patient treatment

• 24 hour GP line

• NHS cash

• Life cash

• Personal accident cash

• Temporary disablement cash

• Critical illness cash

• Maternity benefit

• Complications of pregnancy

• Outpatient complementary medicine not related to in-patient treatment

• Subsequent outpatient consultation

• Subsequent diagnostics and scans

• Outpatient physiotherapy

• Outpatient psychiatry

• Home nursing

• Private ambulance

• Travel medical cover outside the UK

• Monitoring of a pre-cured eligible condition 

Options

• 3 hospital groups: First Choice, Freedom and Premium
• Worldwide travel
• Health screening

• Excess amounts: £0, £100, £150, £200, £250, £500 or £1000

• Excess per claim or per year

• Worldwide travel

• Up to two of the following pre-existing conditions: acne, asthma, diabetes, eczema, glaucoma, hay fever, hypertension, psoriasis

Want to know more?

• Equs information at General Medical
• Get a quote for Equs