General & Medical : Equs - business version

Product profile

Description

• For when you want admission to hospital for surgery to treat an acute condition at a time that suits you.

• Does not cover the cost of non-surgical treatment, emergency treatment, or outpatient treatment (other than initial consultation and diagnostics) that is not related to an in-patient admission. Neither does it cover the treatment of cancer or cardio-vascular conditions, but will pay for your initial consultation and diagnostic tests, giving you the opportunity to find out if something is wrong very quickly.

For

Self-employed individuals and businesses insuring six or more people aged 16-74

Benefits

• In-patient accommodation and nursing care

• In-patient surgeon and anaesthetist fees

• In-patient consultation and specialist fees

• In-patient operating theatre and intensive care costs

• In-patient drugs dressings and consumables

• In-patient diagnostics including MRI and CT scans

• In-patient dental oro-surgery

• In-patient physiotherapy

• In-patient complementary medicine

• Outpatient initial consultations

• Outpatient diagnostic tests

• Outpatient specialists fees

• Outpatient MRI and CT scans

• Outpatient physiotherapy

• Freedom cashback

• Stress counselling line

• Parental accommodation

Not covered

• In-patient radiotherapy and chemotherapy

• Treatment overseas

• In-patient psychiatry

• Normal pregnancy/ childbirth

• Treatment for cancer

• Treatment for heart and lung conditions

• Outpatient radiotherapy and chemotherapy

• Outpatient physiotherapy not relating to in-patient treatment

• Outpatient consultations not relating to in-patient treatment

• Outpatient diagnostic tests not relating to in-patient treatment

• Outpatient specialists fees not relating to in-patient treatment

• Outpatient scans not relating to in-patient treatment

• Outpatient complementary medicine not related to inpatient treatment

• Outpatient psychiatry

• 24 hour GP line

• NHS cash

• Life cash

• Personal accident cash

• Temporary disablement cash

• Critical illness cash

• Maternity benefit

• Complications of pregnancy

• Home nursing

• Private ambulance

• Travel medical cover outside the UK

• Monitoring of a pre-cured eligible condition 

• Routine dental consultations and treatment

• Consultations and eye tests

• Private GP services

• Employee assistance program

Options

• 3 hospital groups: First Choice, Freedom and Premium
• Worldwide travel
• Health screening

• Excess amounts: £0, £100, £150, £200, £250, £500 or £1000

• Excess per claim or per year

• Worldwide travel

• Up to two of the following pre-existing conditions: acne, asthma, diabetes, eczema, glaucoma, hay fever, hypertension, psoriasis

Want to know more?

• Equs business version information at General Medical
• Get a quote - email: sales@generalandmedical.com