General & Medical : Altus

Product profile

Description

Affordable private medical insurance to offer individuals and families low cost access to around 1800 of the more common private medical procedures. Also provides cover for the more life changing ailments such as cancer.

Age

16-74

Benefits

• In-patient accommodation and nursing care

• In-patient surgeon and anaesthetist fees

• In-patient consultation and specialist fees

• In-patient operating theatre and intensive care costs

• In-patient drugs dressings and consumables

• In-patient radiotherapy and chemotherapy

• In-patient diagnostics including MRI and CT scans

• In-patient dental oro-surgery

• In-patient physiotherapy

• In-patient complementary medicine

• Treatment for cancer

• Treatment for heart and lung conditions

• Outpatient physiotherapy

• Outpatient initial consultations

• Outpatient diagnostic tests

• Outpatient specialists fees

• Subsequent outpatient consultation

• Outpatient MRI and CT scans

• Subsequent outpatient diagnostics

• Outpatient complementary treatment

• Outpatient radiotherapy and chemotherapy

• Freedom cashback

• NHS cash

• Stress counselling line

• Parental accommodation

• Home nursing

• Private ambulance

• 24 hour GP line

Not covered

• Treatment overseas

• In-patient psychiatry

• Normal pregnancy/ childbirth

• Life cash

• Personal accident cash

• Temporary disablement cash

• Critical illness cash

• Maternity benefit

• Complications of pregnancy

• Outpatient psychiatry

• Travel medical cover outside the UK

• Private ambulance

• Monitoring of a pre-cured eligible condition 

Options

• 3 hospital groups: First Choice, Freedom and Premium
• Worldwide travel
• Health screening

• Excess amounts: £0, £100, £150, £200, £250, £500 or £1000

• Excess per claim or per year

• Worldwide travel

• Up to two of the following pre-existing conditions: acne, asthma, diabetes, eczema, glaucoma, hay fever, hypertension, psoriasis

Want to know more?

• Altus information at General Medical
• Get a quote for Altus