Product profile
Description
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This comprehensive healthcare scheme will provide cover for you whether you need to go into hospital as an in-patient or day-patient or to see a specialist as an outpatient
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You have the peace of mind knowing that whenever you require treatment the cover is there for you
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With telephone access to a GP advice line 24 hours a day you can discuss any health issues that concern you when you feel you do not wish to trouble your own doctor.
For
Self-employed individuals and businesses insuring six or more people aged 16-74
Benefits
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In-patient accommodation and nursing care
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In-patient surgeon and anaesthetist fees
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In-patient consultation and specialist fees
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In-patient operating theatre and intensive care costs
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In-patient drugs dressings and consumables
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In-patient radiotherapy and chemotherapy
- In-patient diagnostics including MRI and CT scans
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In-patient dental oro-surgery
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In-patient physiotherapy
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Treatment for cancer
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Treatment for heart and lung conditions
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Outpatient initial consultations
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Outpatient diagnostic tests
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Outpatient specialists fees
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Outpatient MRI and CT scans
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Outpatient physiotherapy
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Outpatient radiotherapy and chemotherapy
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Home nursing
- Complications of pregnancy
- Life cash
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Personal accident cash
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Temporary disablement cash
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Critical illness cash
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Maternity benefit
- Freedom cashback
- NHS cash
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Stress counselling line
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Parental accommodation
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Private ambulance
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Monitoring of a pre-cured eligible condition
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Travel medical cover outside the UK
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24 hour GP line
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Family legal and domestic assistance helplines
Not covered
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Treatment overseas
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In-patient psychiatry
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Normal pregnancy/ childbirth
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Routine dental consultations and treatment
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Consultations and eye tests
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Private GP services
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Employee assistance program
Options
- 3 hospital groups: First Choice, Freedom and Premium
- Worldwide travel
- Health screening
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Excess amounts: £0, £100, £150, £200, £250, £500 or £1000
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Excess per claim or per year
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Worldwide travel
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Up to two of the following pre-existing conditions: acne, asthma, diabetes, eczema, glaucoma, hay fever, hypertension, psoriasis
Want to know more?
Last updated: 30 June 2011