General & Medical : Altus Elite

Product profile

Description

• This comprehensive healthcare scheme will provide cover for you whether you need to go into hospital as an in-patient or day-patient or to see a specialist as an out-patient

• You have the peace of mind knowing that whenever you require treatment the cover is there for you

• With telephone access to a GP advice line 24 hours a day you can discuss any health issues that concerns you when you feel you do not wish to trouble your own doctor

For

Self-employed individuals and businesses insuring six or more people aged 16-74

Benefits

• In-patient accommodation and nursing care

• In-patient surgeon and anaesthetist fees

• In-patient consultation and specialist fees

• In-patient operating theatre and intensive care costs

• In-patient drugs dressings and consumables

• In-patient radiotherapy and chemotherapy

• In-patient diagnostics including MRI and CT scans

• In-patient dental oro-surgery

• In-patient physiotherapy

• Treatment for cancer

• Treatment for heart and lung conditions

• Out-patient initial consultations

• Out-patient diagnostic tests

• Out-patient specialists fees

• Out-patient MRI and CT scans

• Out-patient physiotherapy

• Out-patient radiotherapy and chemotherapy

• Home nursing

• Complications of pregnancy
• Life cash

• Personal accident cash

• Temporary disablement cash

• Critical illness cash

• Maternity benefit

• Freedom cashback
• NHS cash

• Stress counselling line

• Parental accommodation

• Private ambulance

• Monitoring of a pre-cured eligible condition 

• Travel medical cover outside the UK

• 24 hour GP line

• Family legal and domestic assistance helplines

• Routine dental consultations and treatment

• Consultations and eye tests

• Private GP services

• Employee assistance program

Not covered

• Treatment overseas

• In-patient psychiatry

• Normal pregnancy/ childbirth

Options

• 3 hospital groups: First Choice, Freedom and Premium
• Worldwide travel
• Health screening

• Excess amounts: £0, £100, £150, £200, £250, £500 or £1000

• Excess per claim or per year

• Worldwide travel

• Up to two of the following pre-existing conditions: acne, asthma, diabetes, eczema, glaucoma, hay fever, hypertension, psoriasis