General & Medical : Altus - business version

Product profile

Description

• Comprehensive cover at those important times when you need to feel assured that you will receive the best in-patient or day-patient care available, with a limited outpatient benefit available as well

• For people who require comprehensive cover for in-patient care and prefer limited outpatient benefit in return for a lower monthly cost

• With telephone access to a GP advice line 24 hours a day you can discuss any health issues that concern you when you feel you do not wish to trouble your own doctor.

For

Self-employed individuals and businesses insuring six or more people aged 16-74

Benefits

• In-patient accommodation and nursing care

• In-patient surgeon and anaesthetist fees

• In-patient consultation and specialist fees

• In-patient operating theatre and intensive care costs

• In-patient drugs dressings and consumables

• In-patient radiotherapy and chemotherapy

• In-patient diagnostics including MRI and CT scans

• In-patient dental oro-surgery

• In-patient physiotherapy

• Treatment for cancer

• Treatment for heart and lung conditions

• Outpatient initial consultations

• Outpatient diagnostic tests

• Outpatient specialists fees

• Outpatient MRI and CT scans

• Outpatient physiotherapy

• Outpatient radiotherapy and chemotherapy

• Home nursing

• Freedom cashback
• NHS cash

• Stress counselling line

• Parental accommodation

• 24 hour GP line

Not covered

• Treatment overseas

• In-patient psychiatry

• Outpatient psychiatry

• Normal pregnancy/ childbirth

• Complications of pregnancy
• Life cash

• Personal accident cash

• Temporary disablement cash

• Critical illness cash

• Maternity benefit

• Travel medical cover outside the UK

• Monitoring of a pre-cured eligible condition 

• Private ambulance

• Routine dental consultations and treatment

• Consultations and eye tests

• Private GP services

• Employee assistance program

Options

• 3 hospital groups: First Choice, Freedom and Premium
• Worldwide travel
• Health screening

• Excess amounts: £0, £100, £150, £200, £250, £500 or £1000

• Excess per claim or per year

• Worldwide travel

• Up to two of the following pre-existing conditions: acne, asthma, diabetes, eczema, glaucoma, hay fever, hypertension, psoriasis

Want to know more?

• Altus business version information at General Medical
• Get a quote - email: sales@generalandmedical.com