Freedom Healthnet : Freedom Gold

Product profile

Description

Cash payout for medical treatment. You keep any excess funds. Can choose treatment location in the UK or abroad.

Annual limit

£30,000 in-patient £1,000 out-patient

Age

18-75

Benefits

• In-patient treatment can be taken in the UK or anywhere in the world

• You can be paid a cash lump sum and can use that to buy in-patient treatment

• In-patient and day-case hospital charges

• In-patient and day-case nursing fees

• In-patient and day-case medical expenses

• In-patient and day-case ancillary charges

• In-patient and day-case consultants fees

• In-patient and day-case physiotherapy

• In-patient and day-case prescribed medicines and drugs

• In-patient and day-case MRI/CT scans

• In-patient and day-case tests

• In-patient and day-case X-rays

• In-patient and day-case oncology

• Inpatient and day-case chemotherapy

• In-patient and day-case radiotherapy

• In-patient and day-case pregnancy complications

• Out-patient specialist consultations

• Out-patient treatment fees

• Out-patient X-rays

• Out-patient pathology

• Out-patient diagnostic tests and procedures

• Out-patient MRI/CT scans

• Out-patient radiotherapy

• Out-patient chemotherapy

• Out-patient physiotherapy

Not covered

• Accident and Emergency

• Chronic conditions

• Pre-existing conditions

• HIV/AIDS

• Dental treatment

• Cosmetic surgery

• Drug, solvent and alcohol abuse

• Pregnancy and infertility

• GP consultations

• Psychiatric treatment

• Private ambulance

• Parental accommodation

Options

• Wider out-patient cover

• Excess of  £ 0, £100, £250, £500 or £1,000

Last updated: 11 May 2011