Product profile
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Description
A package paying a cash lump sum benefit on either a self-pay basis or
direct to the hospital for Inpatient treatment (subject to inpatient
procedure limits).
What the Company says about the product
"Freedom to choose what you want from private medical insurance, is the keynote of Freedom Healthnet's individual health cover.
We give you the opportunity to provide private health cover for
yourself and your family with unprecedented flexibility at a
competitive cost.
"Private Health
Insurance gives you choice. It allows you to plan an effective health
insurance strategy for yourself or your family and offers you peace of
mind when acute illness or injury occurs."
Age
Businesses insuring three or more individuals aged 18 to 75.
Benefits
- Payment can be made to business or individual
- In-patient treatment can be taken anywhere in the world
- Individual is paid a cash lump sum which they can use to buy treatment (Subject to in-patient procedure limits). Or Employer may opt to have payment made to hospital direct
- Limit per year and internal limits on types of treatment
- Annual in-patient and day-care limit £unlimited
- Annual out-patient limit £ unlimited
- In-patient and day-case hospital accommodation and meals
- In-patient and day-case nursing fees
- In-patient and day-case medical expenses
- In-patient and day -case ancillary expenses
- In-patient and day-case prescribed medicines and drugs
- In-patient and day-case MRI/CT scans
- In-patient and day-case diagnostic test
- In-patient and day-case x rays
- In-patient and day-case oncology tests
- In-patient and day-case radiotherapy/chemotherapy
- In-patient and day-case specialist consultations
- In-patient and day-case pregnancy complications
- In-patient and day-case physiotherapy
- Out-patient specialist consultations
- Out-patient treatment
- Out-patient X rays
- Out-patient pathology
- Out-patient treatment
- Out-patient diagnostic tests
- Out-patient radiotherapy/chemotherapy
- Out-patient physiotherapy
- Out-patient MRI/CT scans
Not covered
- Accident and Emergency
- Chronic conditions
- Pre-existing conditions
- HIV/AIDS
- Dental treatment
- Cosmetic surgery
- Drug, solvent and alcohol abuse
- Pregnancy and infertility
- GP consultations
- Compulsory £100 excess per claim
Please refer to the policy document for a full listing.
Want to know more?
Last updated: 25 March 2008
