Product profile
Description
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Health Cover For Me has been designed with no moratorium and without any No Claims Discounts, so that you can use the cover rather than worry about losing your NCD. ‘Unlimited’ cover for a number of conditions including cancer
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Treatment in any of 300 UK listed hospitals and clinics
Age
18 to 79
Core benefits
- Fixed age at-entry pricing
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Treatment in UK
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Freedom to choose any hospital
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Cover for all stages of cancer, including diagnosis; treatment; maintaining and monitoring the cancer in remission; palliative care and terminal care
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In-patient and day-patient hospital charges
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In-patient and day-patient cancer surgery
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In-patient and day-patient specialist fees
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In-patient and day-patient diagnostic tests
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In-patient and day-patient consultant fees
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In-patient and day-patient prostheses
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Out-patient surgery
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Out-patient specialists fees
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Out-patient diagnostic tests
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Out-patient consultant fees
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Out-patient CT/MRI/PET scans
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Physiotherapy
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Osteopathy
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Chiropractic
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Podiatry
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Private Ambulance
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Home nursing
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Parental accommodation
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Hospital cash
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Hospice donation
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GP helpline
Not covered
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Treatment outside the UK
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Hospice care
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Psychiatric treatment
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Routine consultations with your GP, optician or dentist
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Preventative treatment, such as screenings and health checks
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Emergency treatment in an Accident and Emergency department
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Conditions which are ongoing or long term (often known as chronic conditions)
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Pre-existing conditions
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Out-patient drugs & dressings
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Pregnancy and fertility treatment or investigations
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Transplants
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Regular or long-term renal dialysis in chronic or end-stage kidney
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Cosmetic and plastic surgery
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Treatment required as a result of an injury sustained whilst training for or participating in, sport for which you receive payment or sponsorship (other than travel costs)
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Mental and psychological treatment for depression, stress, mental illness, psychiatric disorders or psychological disorders
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Complementary treatment, such as acupuncture, speech therapy, dietician, homeopathy and pain clinics
Options
Choice of a co-payment. This means that if you need to claim, you will pay a percentage of the treatment costs – either 10%, 25% or 50% of the treatment costs.
Last updated: 10 February 2010
