Exeter Family Friendly : Health Choices for Me

Product profile

Description

• Quick access to private medical treatment when you need it

• It allows you to tailor your cover according to your needs, so you can relax in the knowledge that you have covered the medical bills and types of treatment that are most important to you, at a price that suits your budget.

Age

18 to 79

Pricing

Premiums reduced by 10% for non-smokers and a further 10% for people with a BMI (body mass index) within set limits.

Benefits

• In-patient and day-case hospital charges

• In-patient and day-case specialists fees

• In-patient and day-case diagnostic tests

• In-patient and day-case consultants fees

• In-patient and day-case pre-admission tests

• Out-patient surgery

• CT/MRI/PET scans

• Physiotherapy

• Private Ambulance

• Home nursing

• Parental accommodation

• Hospice donation

• NHS cash benefit

• 24-7 GP helpline

Not covered

• Treatment outside the UK

• Pre-existing conditions

• Routine consultations and treatment

• Emergency treatment

• Out-patient drugs & dressings

• Conditions which are ongoing or long term (chronic conditions)

• Pregnancy and fertility treatment or investigations

• Major organ transplants

• Renal dialysis

• Mental and psychological treatment

• Convalescence and rehabilitation

• Preventive screening procedures, treatment and tests

• Treatments  in nursing homes

• Cosmetic and plastic surgery

• Pregnancy and fertility

• Complementary treatment, such as acupuncture, speech therapy, dieticics and homeopathy

• Professional sports injuries

Options

• Out-patient treatment

• Cancer treatment

• Manipulative out-patient treatment

• Excess of £100 or £250 

Not covered

• Experimental and trial cancer treatment

• Treatment outside the UK

• Emergency treatment

• Psychiatric and mental treatment

• Routine consultations with GP

• Dental care

• Optical care

• Preventative screenings and health checks

• Chronic conditions

• Pre-existing conditions

• Out-patient drugs and dressings

• Pregnancy

• Fertility treatment or investigations

• Organ transplants

• Renal dialysis

• Cosmetic surgery

• Professional or semi-professional sports injuries

• Acupuncture

• Speech therapy

• Dietician

• Homeopathy

• Pain clinics

• Nursing homes

• Convalescence and rehabilitation

Last updated: 21 October 2011