CS Healthcare: Your Choice

Description

The ‘Your choice’ health plan provides a range of benefit options that can be selected to create your own personalised plan. There is one compulsory level of cover, ‘Essential’, which includes hospital stays, scans, surgery and necessary aftercare. Individuals can choose to take out additional cover from a menu of options:

• Heart & Cancer – treatment for heart or cancer conditions.

• Expert Diagnostics – out-patient benefits including psychiatric and cover.

• Therapy & Care – variety of traditional, complementary and alternative therapies.

• Cash Benefits – four level of cover for cash reimbursement for Dental/Optical and Health Screening.

Age

18-74

Benefits

• In-patient, day-patient treatment and outpatient surgery hospital costs

• In-patient, day-patient treatment and outpatient specialist fees

• In-patient, day-patient consultations

• In-patient, day-patient and out-patient diagnostic scans

• Post-operative consultations, investigations, tests and physiotherapy

• Pre-operative tests to assess your fitness for surgery

• Private ambulance

• NHS cash benefit

• Out of band hospital benefit

• Parent accommodation

• Home nursing

• Health advice line

• Healthy Living benefits – a range of discounted benefits: Health screenings, Fitness First health and fitness club membership and Champneys Spa.

Not covered

• Treatment outside the UK

• Organ transplants

• Pre-existing medical conditions

• Routine pregnancy and childbirth

• HIV, AIDS

• Treatment for infertility

• Treatment for drug abuse, alcoholism or self-inflicted injury

• Cosmetic surgery

• NHS Accident and Emergency treatment (including unplanned NHS intensive Care)

Options

• Voluntary excess

• Co-payment option

• Choice of two hospital bands: Partnership (Across UK and a selection of London hospitals), Extended (Partnership hospitals and a selection of more expensive hospitals)

• Expert Diagnostics option: consultations, Outpatient investigations and tests, Dietician, Audiology, Optometry and Psychiatric consultations and counselling.

• Therapy & Care option: out-patient physiotherapy, Osteopathy, Chiropractic treatment, Sports therapy, Acupuncture, Homeopathy Chiropody/Podiatry, Speech therapy, Occupational therapy, Appliances/aids following an in-patient admission and Home help.

• Heart & Cancer option: treatment including drugs, heart surgery, Heart and Cancer necessary aftercare, radiotherapy/chemotherapy.

• Cash Benefits option: cash reimbursement for dental treatment, optical treatment and Health Screenings.

Last updated: 17 January 2011