Bupa : Bupa By You - Comprehensive

Product profile

Description

You can adapt your health insurance to suit you. Adaptable cover with a wide range of health and wellbeing options. Comprehensive covers medical costs from diagnosis and treatment to aftercare for real peace of mind.

Core option one is Comprehensive

• Cover for private diagnosis, consultations, tests and scans

• Cover for treatment and aftercare

Age

18 plus 

Core benefits - getting diagnosed

• Outpatient consultations

• Diagnostic tests

• More complicated diagnostic procedures

• Diagnostic scans

Core benefits - treatment

• Hospital treatment

• Outpatient therapies

• Mental health treatment

• Post diagnosis outpatient consultations

• Post diagnosis tests

• Post diagnosis scans

• Cancer treatment and drugs

Additional benefits  

• NHS cash benefits

• Treatment at home

• Home nursing

• Private ambulance limit

• 24-7 Bupa Anytime GP/nurse HealthLine

• Low claim bonus

Options

• Dental and optical

• Cancer assist

• Travel

• Complementary therapies

• Partner and/or your children

• Three levels of hospital access: Essential, Extended, Extended with London

• Range of excesses

Not covered

• Chronic conditions
• Pre-existing conditions
• Cosmetic surgery
• Unproven cancer treatment
• AIDS / HIV
• Allergies or allergic disorders
• Birth control, conception, sexual problems and sex changes
• Complications from excluded or restricted conditions / treatment
• Convalescence, rehabilitation and general nursing care
• Cosmetic, reconstructive or weight loss treatment
• Deafness
• Dental / oral treatment
• Dialysis
• Drugs and dressings for outpatient or take-home use
• Experimental drugs and treatment
• Treatment to correct eyesight
• HRT and bone densitometry
• Intensive care
• Learning difficulties, behavioural and developmental problems
• Overseas treatment and repatriation
• Physical aids and devices
• Pregnancy and childbirth
• Puberty, menopause and ageing
• Screening, monitoring and preventive treatment
• Sleep problems and disorders
• Speech disorders
• Telephone consultations
• Temporary relief of symptoms
• Unrecognised providers or facilities

Cancer treatment

Access to breakthrough cancer drugs and treatments, and the latest advances in medical technology, when there is good-quality clinical evidence to support it. If a specialist recommends a new drug, as long as it is licensed by the European Medicines Agency for your condition, will pay for it. Will evaluate requests to fund new or experimental treatment. Not limited to NICE approved drugs.

Last updated: 11 February 2012