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Company:
BCWA Healthcare
Product category:
Private medical insurance for small businesses
Sub-category:
Package products
Preferential cover includes a comprehensive range of benefits to provide peace of mind throughout a period of ill-health, from the first consultation with a specialist to the delivery of medical treatment.
To cover for the diagnosis and treatment of medical conditions that are likely to respond quickly to treatment, leading to your full recovery and returning you to the state of health you were in before suffering that episode of ill health.
Age 18 to 74
Group policies are available to groups of 3 or more directors/partners/employees
Inpatient and day patient hospital fees
Inpatient and day patient administration
Inpatient and day patient nursing
Inpatient and day patient intensive care
Inpatient and day patient operating theatre charges
Inpatient and day patient pathology
Inpatient and day patient physiotherapy
Inpatient and day patient diagnostic tests
Inpatient and day patient drugs and dressings
Inpatient and day patient prostheses
Inpatient and day patient surgeons fees
Inpatient and day patient anaesthetists fees
Inpatient and day patient specialists fees
Inpatient and day patient psychiatric treatment
Out-of –scale benefit
Out-patient specialist consultations
Out-patient radiology
Out-patient pathology
Out-patient physiotherapy
Out-patient acupuncture
Out-patient chiropody
Out-patient chiropractic
Out-patient osteopathy
Out-patient podiatry
Radiotherapy and chemotherapy
CT/MRI/PETscans
NHS cash
Hospice
Maternity cash
Nursing at home
Private ambulance
Parent accommodation
BCWA advice lines
24/7 counselling service
Discounts on health screening
Includes cancer cover
Emergency treatment outside the UK
Long-term chronic conditions.
Non-emergency treatment outside the UK
Routine dental treatment
Routine GP or dental consultations
Normal pregnancy/childbirth
Out-patient psychiatric treatment
Out-patient drugs and dressings
Cosmetic surgery
Self-inflicted illnesses and injuries
Regular renal dialysis
Option 1: No medical assessment (moratorium)
There is no need to provide any medical history. BCWA will not cover any pre-existing conditions that have occurred during the previous five years.
Option 2: Full medical assessment
You will need to complete a full medical questionnaire. BCWA will then write with details of any specific medical conditions that are excluded, but may cover some pre-existing conditions
Sixteen excesses from £ 60 to £625
Four hospital scales A or B or C or D
