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Product profile
Description
The cost of private health insurance may be an expense you feel you can't justify - especially if you have stopped working or are thinking ahead to retirement.
By providing cover for treatment for four of the most prevalent medical conditions that affect us as we get older, Retirement Essentials can be less expensive than traditional, more comprehensive medical insurance plans.
For
- Aged 55 plus
- Any partner who is included on the policy can be any age
Basis
If you are under 75 years of age you have the choice of being fully underwritten or opting for a moratorium
If you are over 75 years of age, you must be fully underwritten
Treatment of the following medical conditions:
Benefits
Treatment in the UK in over 250 hospitals
In–patient and day–patient hospital charges
In–patient and day–patient consultants fees
In–patient and day–patient specialists fees
In–patient and day–patient diagnostic tests
In–patient and day–patient X-rays
In–patient and day–patient blood tests
In–patient and day–patient physiotherapy
In–patient and day–patient radiotherapy
In–patient and day–patient chemotherapy
Out–patient CT/MRI /PET scans
Out–patient physiotherapy
Out–patient specialist consultations
Out–patient diagnostic tests
- Health at Hand 24/7 helpline
Not covered
Cancer treatment
Any treatment to correct long or short-sightedness
General dental procedures
Routine pregnancy and childbirth
Complications of pregnancy and childbirth
Chronic (long–term) medical problems
Pre–existing conditions
Emergency/urgent treatment
In-patient and day-patient psychiatric treatment
Out–patient radiotherapy
Out–patient chemotherapy
Out-patient psychiatric treatment
Out-patient complementary therapies
Overseas evacuation / repatriation service and costs
Private ambulance
Parental accommodation
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Last updated: 18 January 2008
