Product profile
Description
The cost of private health insurance may be an expense you feel you can't justify - especially if you have stopped working or are thinking ahead to retirement.
By providing cover for treatment for four of the most prevalent medical conditions that affect us as we get older, Retirement Essentials can be less expensive than traditional, more comprehensive medical insurance plans.
For
- Aged 55 plus
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Any partner who is included on the policy can be any age
Basis
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If you are under 75 years of age you have the choice of being fully underwritten or opting for a moratorium
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If you are over 75 years of age, you must be fully underwritten
Treatment of the following medical conditions:
Benefits
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Treatment in the UK in over 250 hospitals
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In–patient and day–patient hospital charges
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In–patient and day–patient consultants fees
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In–patient and day–patient specialists fees
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In–patient and day–patient diagnostic tests
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In–patient and day–patient X-rays
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In–patient and day–patient blood tests
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In–patient and day–patient physiotherapy
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In–patient and day–patient radiotherapy
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In–patient and day–patient chemotherapy
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Out–patient CT/MRI /PET scans
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Out–patient physiotherapy
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Out–patient specialist consultations
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Out–patient diagnostic tests
- Health at Hand 24/7 helpline
Not covered
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Cancer treatment
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Any treatment to correct long or short-sightedness
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General dental procedures
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Routine pregnancy and childbirth
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Complications of pregnancy and childbirth
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Chronic (long–term) medical problems
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Pre–existing conditions
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Emergency/urgent treatment
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In-patient and day-patient psychiatric treatment
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Out–patient radiotherapy
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Out–patient chemotherapy
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Out-patient psychiatric treatment
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Out-patient complementary therapies
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Overseas evacuation / repatriation service and costs
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Private ambulance
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Parental accommodation
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Last updated: 18 January 2008
