Product profile
Description
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For people who require in-patient, day-patient and out-patient treatment
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Level one guarantees the privacy of a single room, but level two does not
For
Basis
(a) any hospital in the Channel Islands
(b) any hospital in Europe outside the Channel Islands and the UK
(c) any listed hospital or day-patient unit in the UK
Benefits
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In–patient and day–patient hospital charges
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In–patient and day–patient consultants fees
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In–patient and day–patient specialists fees
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In–patient and day–patient diagnostic tests
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In–patient and day–patient X-rays
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In–patient and day–patient blood tests
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In–patient and day–patient physiotherapy
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In–patient and day–patient psychiatric treatment
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In–patient and day–patient accomodation
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In–patient and day–patient operating theatre charges
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In–patient and day–patient nursing car
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In–patient and day–patient drugs and dressings
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In–patient and day–patient surgical appliances
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Out–patient CT/MRI /PET scans
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Out–patient surgery
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Out–patient radiotherapy
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Out–patient chemotherapy
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Out-patient specialist consultations
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Out-patient medical practioner charges
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Out-patient diagnostic tests
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Out- patient psychiatric treatment
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Out-patient complementary practitioners
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Hospital–at–home
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NHS cash benefit
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Out of network scanning cash
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Day-patient and out-patient radiotherapy and chemotherapy cash
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Parent accommodation
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Private ambulance
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Complications of pregnancy and childbirth
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Health at Hand 24/7 helpline
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Overseas evacuation/repatriation service and costs
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Out of Europe cover
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Transportation to UK
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Health check every two years
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Accidental damage to teeth
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Critical illness
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GP charges
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Dedicated nurse service for cancer sufferers
Not covered
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Outpatient physiotherapy
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General dental procedures
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Routine pregnancy and childbirth
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Chronic (long–term) medical problems
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Pre–existing conditions
Health plan optional extras
- £100 or £200 excess
- Level One or Level Two cover
- Level one includes optical check and cancer cash, but level two does not
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Last updated: 22 October 2009