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AXA PPP healthcare : Ideal Choice

Company:	AXA PPP healthcare
Product category:	Individual private medical insurance
Sub-category:	Package products

Product profile

Description

Offers you the same benefits as Assure with the addition of cover for out-patient surgical procedures, radiotherapy and chemotherapy and up to £800 of benefits for diagnostic tests, out-patient consultations and complementary practitioner and clinical practitioner charges
You start with 40% no claims discount and if you don't make a claim this will increase each year to a maximum of 50%. If you do need to make a claim, the no claims discount will drop

Age

18 plus
People who do not want to declare their medical history

Basis

Fully medically underwritten policy

Benefits

Treatment in the UK in over 250 hospitals
In–patient and day–case hospital charges
In–patient and day–case consultants fees
In–patient and day–case specialists fees
In–patient and day–case diagnostic tests
In–patient and day–case X-rays
In–patient and day–case blood tests
In–patient and day–case radiotherapy
In–patient and day–case chemotherapy
In–patient and day–case physiotherapy
Out–patient CT/MRI /PET scans
Out–patient surgery
Out–patient radiotherapy
Out–patient chemotherapy
Out-patient specialist consultations
Out-patient diagnostic tests
Out-patient physiotherapy
Out-patient complementary therapies
Hospital–at–home
NHS cash benefit
Parent accommodation
Complications of pregnancy and childbirth
Health at Hand 24/7 helpline
Dedicated nurse service for cancer sufferers

Not covered

Treatment outside the UK
General dental procedures
Routine pregnancy and childbirth
Chronic (long–term) medical problems
Pre–existing conditions
Emergency/urgent treatment
Out-patient psychiatric treatment
Treatment of injuries sustained from playing professional sport

Options

In-patient and day-patient psychiatric treatment
Excess £100, £200 or £500
6 week option

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Last updated: 31 March 2010